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40watter

Your monthly FIRE budget. How much do you leave for discretionary spending?

FI/RE (Financial Independence / Retiring Early) is a money strategy that's sweeping the nation. It's not easy, but it is simple: earn more, spend less, and use the difference wisely. Build a baseline of financial security with the difference first, then use it to invest for your future. That way you can begin to earn financial freedom and control your own destiny.

40watter

Laid off 7 months ago. Any other reasons not to transfer my 401K to my Vanguard account?

Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. Jack founded Vanguard and pioneered indexed mutual funds. His work has since inspired others to get the most out of their long-term investments. Active managers want your money - our advice: keep it! How? Investing in broad-market low-cost indexes, diversified between equities and fixed income. Buy, hold, pay low fees, and stay the course!

40watter

Digital Nomad Visa in Spain. Can you include investment income?

A bilingual community where you can ask about visiting or moving to Spain (vacations, visas, immigration, etc.) •• •• •• Una comunidad bilingüe donde puedes hacer preguntas especificas con ir a España. (Vacaciones, visados, extranjeria, etc.)

40watter

Any resume tips for a barista position as a former accountant?

The cyber third place for Starbucks friends, fans, and families alike! Please sit back, get yourself a beverage, and enjoy your stay. On behalf of all partners on /r/Starbucks, the views expressed here are ours alone and do not necessarily reflect the views of our employer. An unofficial Starbucks community.

40watter

"No Location Found" when I log into iCloud.com/find on computer

Q&A related to Apple hardware, software, and services. Welcome to r/AppleHelp!

40watter

Calculating future portfolio value when you have already started withdrawing. Is this calculator reliable?

FI/RE (Financial Independence / Retiring Early) is a money strategy that's sweeping the nation. It's not easy, but it is simple: earn more, spend less, and use the difference wisely. Build a baseline of financial security with the difference first, then use it to invest for your future. That way you can begin to earn financial freedom and control your own destiny.

40watter

Laid off 7 months ago and still unemployed. Can I FIRE in Spain with $1.1M?

A place to ask and answer questions about using geographic arbitrage, a nomadic lifestyle, or relocating abroad to retire early or accelerate financial independence.

40watter

Best options in Europe?

Questions and discussion about everything related to Teaching English as a Foreign Language (TEFL) around the world.

40watter

Attire: Is a suit & tie overkill for an SDR interview?

A community for Tech Sales Professionals or those who want to get into a technology sales role. Including Advice, Hiring, Humor, OTEs & Tips from the Tech Sales world.

40watter

Applying for my first SDR role. How do you know which company to pick?

A community for Tech Sales Professionals or those who want to get into a technology sales role. Including Advice, Hiring, Humor, OTEs & Tips from the Tech Sales world.

40watter

Water leaking from toilet knob. Do I need to lower the water level? If so, how? I don't see any screws.

A place for plumbing advice and help. Do not advertise or try to compare pricing.

40watter

Best path to make the career change from Accountant to Recruiter?

A community of Recruiting / Talent Acquisition professionals engaging in meaningful discussions and sharing information about the newest and greatest in Recruitment. If you are a candidate/job seeker and have a question for recruiters, please post in our weekly "Ask Recruiters" Megathread

40watter

Former accountant - how hard is it to land a BDR/SDR role?

A community for Tech Sales Professionals or those who want to get into a technology sales role. Including Advice, Hiring, Humor, OTEs & Tips from the Tech Sales world.

40watter

Former accountant - how hard is it to land a BDR/SDR role?

An official channel of R/Sales. The go to resource for Sales Development Reps, Business Development Reps, and any sales professional focused on top of funnel. Read our rules before posting or commenting. Selling, recruiting and blog spam will result in an immediate and permanent ban.

40watter

Former accountant - how hard is it to land a BDR/SDR role?

Everything you need to know about sales, selling, business development, lead generation, prospecting, closing and more! Recommended books are linked in the menu and sidebar. Read our rules before posting or commenting. Selling, recruiting and blog spam will result in an immediate and permanent ban.

40watter

Capital gains exclusion when selling property - Do I need to close on the sale within 3 years?

Reddit's home for tax geeks and taxpayers! News, discussion, policy, and law relating to any tax - U.S. and International, Federal, State, or local. The IRS is experiencing significant and extended delays in processing - everything. Don't post questions related to that here, please.

40watter

Can't find a job. I may be forced into Coastfire. Is this a decent plan?

FI/RE (Financial Independence / Retiring Early) is a money strategy that's sweeping the nation. It's not easy, but it is simple: earn more, spend less, and use the difference wisely. Build a baseline of financial security with the difference first, then use it to invest for your future. That way you can begin to earn financial freedom and control your own destiny.

40watter

At what point do you take any job and move to a cheaper city?

A subreddit where redditors can share their stories related to being laid off from their jobs and provide resources to those who are going through a challenging time.

40watter

Career change from accountant to service industry. What to put on my resume?

FLAIR PROPERLY. We will change it for you, but it'll come with a 14 day ban. r/bartenders is curated by working bartenders for working bartenders. Please familiarize yourself with the sub rules before posting. They are enforced to keep this a welcoming and functional space for industry professionals.

40watter

Career change from accountant to service industry. What to put on my resume?

Server, waiter, waitress? Welcome home, take off your apron, have a glass, and let's chat about work, cause c'mon, as much as you act like you don't wanna talk about it, you do. I know! Read the rules before posting and commenting. Check out these related subreddits! [r/KitchenConfidential](www.reddit.com/r/kitchenconfidential) /r/chefit /r/food

40watter

What are your housing plans when you FIRE?

FI/RE (Financial Independence / Retiring Early) is a money strategy that's sweeping the nation. It's not easy, but it is simple: earn more, spend less, and use the difference wisely. Build a baseline of financial security with the difference first, then use it to invest for your future. That way you can begin to earn financial freedom and control your own destiny.

40watter

VTSAX outperforms VTIAX/VTWAX. How important is it to invest internationally?

Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. Jack founded Vanguard and pioneered indexed mutual funds. His work has since inspired others to get the most out of their long-term investments. Active managers want your money - our advice: keep it! How? Investing in broad-market low-cost indexes, diversified between equities and fixed income. Buy, hold, pay low fees, and stay the course!

40watter

Living off rental income from abroad. Always a bad idea?

A place to ask and answer questions about using geographic arbitrage, a nomadic lifestyle, or relocating abroad to retire early or accelerate financial independence.

40watter

Is this a good approach to FIRE to pay zero taxes on roth conversions?

This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money. Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time. At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible.

40watter

Unemployment benefits are higher for 2025. Will they adjust my benefit amount?

News, discussion, and current events for the state of New Jersey